Data published by the Bureau of Labor Statistics show that more than 60,000 Tennessee workers suffered job-related illnesses or injuries during 2016. For many of these workers, they would be unable to file a lawsuit against their employers. Instead of filing a lawsuit, they may have the option of using Tennessee’s workers’ compensation system to cover their medical bills and some lost wages.
While you cannot file a lawsuit against your employer in most cases, there are other parties who could be held accountable for your injuries. You may be able to file a third-party claim against a person or business who does not work for your employer.
Examples of third-party claims may include other drivers, product manufacturers or companies who have outside business relationships with your employer. For instance, you may be able to file a third-party claim if you were injured by a piece of defective machinery at work. The manufacturer of the defective equipment could be liable for damages. You may have a third-party claim if you were injured in a slip and fall accident while dropping off equipment at a warehouse owned by a separate company. In this case, the property owner might be liable. These are only two of many possible examples.
Third-party claims and workers’ comp have several key differences. Workers’ compensation covers medical expenses and a portion of your lost wages. For fatal work accidents, workers’ comp may cover a certain amount of funeral expenses and lost future income. Third-party claims allow you to recover noneconomic pain and suffering damages. Therefore, compensation from a third-party claim can be far greater than what is allowed under Tennessee’s workers’ comp system. You can also receive workers’ comp benefits and compensation from a third-party claim.
Questions About Filing a Third-Party Claim? Contact Our Tennessee Personal Injury Lawyers
Many people who are injured on the job are unaware they could file a third-party claim. There are multiple types of jobs where several businesses work together at the same worksite. In addition, workplaces often use equipment made by other companies. However, a third-party claim could be pursued even in an office environment.
The Tennessee work accident lawyers at Myers & Ball, LLP could review the specifics of your situation to help you determine which benefits may be available. You may call us or fill out our online case review form to schedule a free consultation with one of our attorneys.